Debt Management

What is debt management? As a modern consumer, you need credit. When you were growing up, you may have heard your parents or grandparents say, “If you can’t pay for it with cash, then you can’t afford to buy it.” That may have been sound advice...

Should I invest in a Roth IRA or a traditional IRA?

Answer: There is no easy answer to this question. Traditional IRAs and Roth IRAs share certain general characteristics. Both feature tax-deferred growth of earnings and allow you to contribute up to $5,500 in 2016 (unchanged from 2015) of earned income, plus an...

Wealth NGen Newsletter – April 2016

Six Potential 401(K) Rollover Pitfalls You’re about to receive a distribution from your 401(k) plan, and you’re considering a rollover to a traditional IRA. While these transactions are normally straightforward and trouble free, there are some pitfalls...