Recognizing Credit Card Abuse

What is credit card abuse? Credit card abuse is, simply put, a failure to observe the rule of proper credit card use. Some symptoms of credit card abuse are described below. Your usage patterns have changed When you first got your credit card, you had no trouble...

Insurance Issues that Concern Married Couples

What is it? If you are married or planning to marry, you should determine how marriage impacts your insurance needs. The lack of proper insurance protection can lead a married couple into financial ruin. If you already have disability or life insurance policies,...

How late is too late to start saving for retirement?

This question is difficult because the answer depends on your income and assets, your goals for retirement, and many other factors. Ideally, you should begin saving for retirement in your 20s. More time to save enhances your chances of having the kind of retirement...

Education Tax Credits and Deductions

For parents and students trying to manage college bills and student loan payments, the federal government offers education-related tax benefits. The requirements for each are different, so here’s what you need to know. American Opportunity credit The American...