There is no definitive answer–you must determine which option works best for you. Use these simple guidelines to help you decide.

The question really is, which type is better for you? If you’re able to choose between a health maintenance organization (HMO) and a preferred provider organization (PPO), you’ll need to evaluate the coverage that each offers and determine which one best suits your needs.

The taxation of your investment income depends on several factors, including the type of investment income you have (e.g., tax exempt, ordinary, capital gain, or tax deferred).

To answer this question, you must decide how your money can work best for you. Compare the money you might earn on other investments with the money you would pay on your debt.

Typically, lenders require a down payment of 20 percent of the home’s purchase price. However, some special mortgage programs allow you to purchase a home with no down payment.